The P60 Calculator shows you exactly what your end-of-year P60 certificate should show — every field, in the order it appears on the form. Enter your salary, tax code, student loan plan, pension contribution, and region, and the calculator produces a complete P60 summary for the 2026/27 tax year.
Use it to check whether your employer's figures are correct, understand each deduction, or see how a mid-year start date affects your year-end totals. The National Insurance section replicates the exact column layout used on a real P60 — including employee and employer contributions across each earnings band.
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A P60 calculator shows you exactly what your end-of-year P60 certificate should contain — income tax paid, National Insurance contributions, student loan deductions, and gross pay — all laid out in the same field order as your actual P60 document. Use it to check your employer's figures are correct.
Yes — completely free. No sign-up, no email address required.
Enter your annual gross salary, tax year, region, and tax code. Add your student loan plan and pension contribution if applicable. Hit Calculate and the tool produces a full P60 summary — every field in order, including the National Insurance breakdown across earnings bands.
The calculator covers 2026/27 as the default, with 2025/26, 2024/25, 2023/24 and 2022/23 also available. Select the tax year that matches the P60 you want to check.
Find your gross pay from field 6 or 7 on your P60 and enter it into the calculator along with your tax code (field 8) and student loan plan (field 11). If the calculated income tax and National Insurance differ significantly from what your P60 shows, raise it with your payroll department.
Field 9 on a P60 shows your National Insurance contributions broken into earnings bands — at the Lower Earnings Limit (LEL), between LEL and the Primary Threshold (PT), between PT and the Upper Earnings Limit (UEL), and above UEL. The calculator replicates this exact layout, including employer NI for reference.
Yes — tick "Employee started work mid tax year", enter your first pay date and pay frequency, and the calculator applies a pro-rata adjustment to all figures. This is useful if you joined a new employer part-way through the tax year.
A P60 is used to prove your income and tax paid for a full tax year. You'll need it for mortgage applications, rental references, visa applications, tax rebate claims, self-assessment returns, and Universal Credit.
Check your online payroll portal first — many employers make P60s available digitally. If that's not available, contact your payroll department or HMRC. OS Payroll can also provide professional replacement P60 documents.
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