Maternity & Paternity Pay Calculator 2026/27

Maternity & Paternity Pay Calculator 2026/27 — OS Payroll

Your details

2026/27

Annual salary

Weeks employed by qualifying week Qualifying week = 15 weeks before due date

Leave entitlement

39 weeks (paid) 52 weeks (full)

Weeks 1–6 rate

£0.00/wk

Weeks 7–39 rate

£0.00/wk

Your SMP breakdown

Weeks 1–6 (90% of average weekly earnings)£0.00

Weeks 7–39 (lower of £194.32 or 90% AWE)£0.00

Total SMP (39 weeks)£0.00

→ See your take-home after tax → Need a payslip showing your SMP?

Estimate only, based on standard 2026/27 statutory rates. Your actual entitlement depends on your specific average weekly earnings calculation (based on your 8-week reference period), employer policy, and individual circumstances. If you don't meet the eligibility criteria shown above, you may still qualify for Maternity Allowance — paid by the DWP at the same weekly rate, but tax-free. Always confirm your exact entitlement with your employer or HMRC.

About this calculator

This free maternity and paternity pay calculator gives you an instant estimate of your Statutory Maternity Pay (SMP) and Statutory Paternity Pay (SPP) for 2026/27. Enter your salary and how long you've been employed, and the calculator checks your eligibility, works out your week-by-week rate, and gives you a full total — including the gap between the 39 weeks that are actually paid and the full 52-week maternity leave entitlement.

What does it calculate?

The calculator covers both statutory parental pay entitlements for 2026/27:

Statutory Maternity Pay (SMP) — 90% of average weekly earnings for 6 weeks, then £194.32/week or 90% (whichever is lower) for the remaining 33 weeks
Eligibility check — based on the 26-week continuous employment rule and the £129/week Lower Earnings Limit
Statutory Paternity Pay (SPP) — up to 2 weeks at the lower of £194.32/week or 90% of average weekly earnings
The 39 vs 52 week gap — a visual breakdown showing the 13 unpaid weeks within the full maternity leave entitlement

Statutory rate

£194.32 a week for 2026/27, up from £187.18 in 2025/26.

Lower Earnings Limit

Standard allowance is 129 a week for 2026/27, up from £125.

Qualifying period

9% on profits between £26 weeks continuous employment by the qualifying week (15 weeks before the due date).50,270, and 2% above that (2026/27).

Paternity leave update

From April 2026, paternity leave is a day-one right — but paternity pay still requires the 26-week qualifying period.

Who is this for?

This calculator is designed for employees in the UK who are expecting a baby, adopting, or whose partner is expecting. If you don't meet the eligibility criteria for SMP, the calculator flags that you may be entitled to Maternity Allowance instead — paid by the DWP at the same rate, but completely tax-free.

Once you know your SMP or SPP figure, use the “See your take-home after tax” button to find out exactly what lands in your bank account once Income Tax and National Insurance are deducted — both are taxable, just like normal wages.

Disclaimer: These calculations are for illustrative purposes only and do not constitute legal or financial advice. Always confirm your exact entitlement with your employer, ACAS, or HMRC.gov.uk.