P60 vs P11D – What’s the Difference?

If you’ve ever heard your employer mention both a P60 and a P11D, you might have wondered whether you’re supposed to get both — or what on earth the difference is. Don’t worry! These two tax forms do very different jobs, and we’ll explain them in plain English below.

The Short Version

• P60 → shows your income and tax paid for the year.
• P11D → shows your taxable benefits (like a company car or private healthcare).

Both are official HMRC forms, but they go to different people and cover different types of income.

What a P60 Is

A P60 is issued by your employer after the tax year ends (by 31 May).
It summarises:

• Your total pay for the year
• Tax and National Insurance paid
• Your final tax code and employer details

You’ll use it for mortgages, loans, tax refunds, and proof of income.

👉 If you’ve ever earned wages through PAYE, you’ll get a P60 each year.

What a P11D Is

A P11D is different — it’s used when your employer gives you benefits in kind that count as taxable perks, such as:

• A company car or fuel allowance
• Private medical insurance
• Interest-free loans
• Gym memberships or staff discounts beyond HMRC limits

Employers send P11D data to HMRC by 6 July each year.
You’ll get a copy if you personally received any taxable benefits.

P60 vs P11D Comparison Table

Here’s your Webflow-ready table 👇

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Do You Need Both?

Some employees will receive both forms in the same year — one for pay, and one for benefits.
For example, if you earn a salary and have a company car, you’ll get:

• A P60 for your pay and deductions.
• A P11D for the car’s taxable value.

Both are reported to HMRC automatically by your employer.

What To Do With Them

• Check the details on both forms — especially benefit amounts.
• Keep copies for at least 6 years (digital versions are fine).
• Use them when completing Self Assessment or applying for credit.

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